Education Program Agreement

THIS GOVERNS YOUR ENROLLMENT. READ IT BEFORE YOU PAY.

By enrolling in any Section 8 Educate cohort, mentorship, done-with-you program, course, or community membership (each, a "Program"), you agree to this Agreement, the Terms of Service, the Earnings & Results Disclaimer, and the Privacy Policy.

1. What You Are Buying

You are buying education, coaching, community access, and support materials. Nothing else.

Depending on your tier, the Program may include recorded curriculum, live or recorded group sessions, written materials and templates, a private community channel, access to instructors or peer teachers, deal review, accountability structure, and access to Section 8 Pro.

The specific deliverables for your tier are those listed on the checkout page at the time of purchase. That page controls. If something was said on a video, in a DM, on a call, or in an ad and it is not on the checkout page or in this Agreement, it is not part of what you bought.

1.1What you are NOT buying

You are not buying, and we do not promise:

• Any specific income, profit, cash flow, or return
• Any specific number of properties, deals, or doors
• That you will close any deal at all
• Financing, loan approval, or credit approval
• Access to capital, private money, or gap funding
• Off-market deals, a deal pipeline, or property inventory
• Brokerage, agency, or representation in any transaction
• Property management, contracting, or renovation services
• Legal, tax, accounting, appraisal, or investment advice
• A business partnership or joint venture with TradeProElite LLC
• Employment, contractor work, or any role in our organization
• Lifetime access, unless expressly stated at checkout
• Unlimited one-on-one time with any individual
• A trial, a test drive, or a money-back guarantee

2. Your Instructor Relationship

We are educators sharing our own experience. We are not your fiduciary, adviser, broker, or agent.

No attorney-client, fiduciary, agency, partnership, or advisory relationship is created by your enrollment. Coaching feedback on a deal is one investor's opinion — not a recommendation, an appraisal, an underwriting decision, or advice.

You make every decision about your money and your property. You bear every consequence.

Coaches, co-teachers, pilots, and pod captains are independent contractors or volunteers, not employees. Their statements are their own. TradeProElite LLC does not guarantee, endorse, or take responsibility for advice, referrals, deal opinions, contractor or lender recommendations, or partnership offers made by any coach, pilot, peer teacher, or member.

If you enter any business relationship with a coach, pilot, or member — a partnership, a loan, a joint venture, a service arrangement — that is entirely between you and them. We are not a party, take no fee, assume no liability, and will not mediate it.

3. Your Obligations

You agree to: provide truthful information in your application and during the Program; participate to the extent your tier requires; do your own due diligence on every property, lender, contractor, partner, and market; retain and consult your own attorney, CPA, and licensed professionals; comply with all applicable law including fair housing, landlord-tenant, licensing, and lending law; follow the community rules; keep all Program materials confidential and not redistribute them; and make all payments when due.

3.1Financing disclosure — non-negotiable

Any seller-carried note, second lien, gap financing, or secondary financing you use must be disclosed in writing to every lender in the transaction and reflected on the settlement statement.

We do not teach, endorse, or authorize concealing financing from a lender. Doing so may constitute fraud under federal and state law. If you conceal financing from a lender, you do so entirely on your own, against our express instruction, and you indemnify TradeProElite LLC for any resulting claim.

3.2Fair housing

You are solely responsible for compliance with the Fair Housing Act, state and local fair housing law, and source-of-income protection ordinances. Nothing in our curriculum authorizes discrimination against any protected class or unlawful retaliation against any tenant.

Reporting genuine, documented lease violations to a housing authority is a legitimate landlord remedy. Using a housing authority complaint process to coerce, retaliate against, or punish a tenant is not, and may be unlawful. You are responsible for how you use what you learn.

4. Program Access

Duration. The period stated at checkout. If none is stated, 12 months from enrollment.

"Lifetime" access, where offered, means the operational lifetime of the Program, not your lifetime. If we discontinue a Program, we will give at least 60 days' notice and a reasonable opportunity to download materials you're entitled to keep.

Curriculum changes. We update continuously. Modules may be added, revised, replaced, or retired. Instructors, session formats, schedules, and platforms may change. These are not breaches and do not entitle you to a refund.

Missed sessions. Live sessions are recorded where practical, but we do not guarantee recording or replay availability of every session.

Software. If Section 8 Pro access is bundled, it is governed by the Software License Agreement, ends when your Program access ends, and does not continue free afterward.

5. Payment

Payment in full or installment plan as selected at checkout.

If you selected an installment plan, you owe the entire contract amount. Installments are a payment convenience, not a subscription. Cancelling, ceasing participation, losing access, or being terminated does not cancel the balance.

Missed payments. We may retry, suspend access, and/or accelerate the remaining balance. Unpaid balances may be referred to collections, and you may owe reasonable collection costs, interest at the lesser of 1.5% per month or the maximum permitted by law, and attorneys' fees.

6. REFUNDS — ALL SALES ARE FINAL

Every Program we sell is non-refundable in full, in part, and pro-rated. There are no exceptions.

We do not refund because you:

• Changed your mind
• Didn't have time
• Didn't start, didn't finish, or never logged in
• Didn't like the content, the instructor, the community, or the pace
• Didn't buy a property
• Didn't qualify for financing
• Didn't make money
• Lost money
• Had a change in your financial circumstances after enrolling
• Assumed the Program included something it does not
• Were terminated for violating this Agreement or any policy

Stopping participation does not stop your installment obligation.

We do not pro-rate. We do not issue credits. We do not transfer enrollments.

6.1This is your decision point

Everything about what you are buying is disclosed before checkout: the deliverables, the price, what we do not promise, and this policy.

If you are not certain you want to participate, do not sign up.

If you cannot afford this without hardship, or you are enrolling because you expect the Program to pay for itself, do not enroll. We do not guarantee you will make any money — see the Earnings & Results Disclaimer.

Ask every question you have at enhancedmarket@gmail.com before you pay. After you pay, the decision is final.

6.2Chargebacks

If you file a chargeback, we will: immediately and permanently terminate all access; submit this Agreement, your checkout consent record, your access logs, and your usage history to the card network as evidence; treat the amount as an outstanding debt and pursue it including through collections and litigation plus costs and attorneys' fees; and permanently bar you from purchasing from us again.

Genuine billing errors — duplicate charges, charges after cancellation, a technical failure that prevented access entirely — are corrected. Email enhancedmarket@gmail.com. That is a billing correction, not a refund.

6.3Statutory rights

Where applicable law gives you a cancellation or refund right that cannot be waived by contract, that law controls to the extent it applies. Nothing here is intended to waive a non-waivable right.

6.4Extraordinary circumstances

In rare cases — documented serious illness, disability, military deployment, or death — we may, at our sole and absolute discretion, offer one of the following:

• An extension of your access period
• A pause of your access period
• A one-time transfer of your enrollment to a future cohort
• A transfer of your enrollment to another person we approve

We will not offer a refund. These accommodations are not refunds, are not a right, are not owed to anyone, create no precedent, are not available on request as a matter of course, and may be declined without explanation. Requesting one is not a prerequisite to anything and does not extend any deadline.

Nothing in this Section 6.4 creates any exception to Section 6. All sales remain final.

7. No Guarantee of Results

TRADEPROELITE LLC MAKES NO GUARANTEE, REPRESENTATION, OR WARRANTY OF ANY FINANCIAL RESULT.

• We do not guarantee you will acquire any property.
• We do not guarantee you will qualify for financing.
• We do not guarantee any rent, cash flow, appreciation, or return.
• We do not guarantee you will recoup the cost of the Program.
• We do not guarantee you will make any money at all.

Any figure presented anywhere — in ads, on webinars, in sales videos, in the curriculum, in community posts, in student spotlights — is an example of a specific result achieved by a specific person under specific conditions. Not typical. Not average. Not a prediction of your outcome.

Most people who purchase business education do not achieve the results shown in marketing. Many make no money. Some lose money.

Real estate investing carries substantial risk, including total loss of invested capital, personal liability on recourse debt, foreclosure, negative cash flow, litigation, code violations, uninsured casualty loss, and bankruptcy.

The only person responsible for your results is you. See the full Earnings & Results Disclaimer, incorporated here.

7.2Specific disclaimer of reliance

Section 7.1 of the Terms of Service applies to this Agreement in full and is incorporated here. In deciding to enroll, you have not relied on and expressly disclaim reliance on any statement about income, deals, financing approval, deal availability, rent approval, others' results, recouping your cost, tax outcomes, access to capital, the risk level of Section 8 investing, or refunds — made by anyone, anywhere, in any medium.

You are relying solely on your own independent judgment and on the written terms of this Agreement.

7.3Limits on who can speak for us

No coach, co-teacher, pilot, pod captain, peer teacher, affiliate, salesperson, contractor, or member has authority to:

• Promise you any income, deal, financing, or result
• Promise you a refund, an exception, a discount, or a guarantee
• Modify this Agreement or any policy
• Bind TradeProElite LLC to anything
• Advise you to conceal financing, income, occupancy, or any other fact from a lender, insurer, title company, or government agency
• Advise you to take any action that violates fair housing, landlord-tenant, licensing, lending, or securities law

Any such statement is outside the scope of their engagement, is not authorized, is not binding on us, and may not be relied upon. If anyone associated with us tells you something in this list, do not act on it — report it to enhancedmarket@gmail.com with the subject "Legal Notice."

7.4Delivery

Sections 4.5 and 4.6 of the Terms of Service apply to this Agreement. Delivery is complete when access credentials are issued. Non-use is not non-delivery. Not logging in, not watching, not attending, and not finishing do not affect the fact that the Program was delivered.

7.1About "guaranteed rent"

HAP payments are reliable while a HAP contract is in force. They are not unconditional. They may be reduced, suspended, or terminated if the tenant's income or eligibility changes, the tenant moves or is terminated, the unit fails inspection, the contract is abated, the PHA changes its payment standard, or federal appropriations change. The tenant-paid portion is not guaranteed by anyone and must be collected by you.

"Guaranteed rent" describes the HAP portion under contract. It does not mean guaranteed income, occupancy, or profit.

8. Intellectual Property and Confidentiality

All Program materials — curriculum, videos, slides, templates, leases, addendums, scripts, spreadsheets, frameworks, methodology — are the exclusive property of TradeProElite LLC.

You may use them for your own individual education and in your own real estate business.

You may not record, screen-capture, transcribe, download for distribution, share, resell, publish, or teach them; use them in your own paid program, course, coaching, or content; or use them to train any AI model.

Community confidentiality. Other members' deal data, numbers, markets, circumstances, and questions are confidential. Do not screenshot, repost, or share them outside the community. This survives your membership.

Remedies. Breach causes irreparable harm. We are entitled to injunctive relief without bond, plus damages, statutory damages under 17 U.S.C. § 504, and attorneys' fees. Content is watermarked and access is logged.

9. Testimonials

If you provide a testimonial, results screenshot, photo, or video, you grant TradeProElite LLC a perpetual, worldwide, royalty-free license to use it in marketing. You represent that any results you state are true and substantiable. We may ask for documentation — the FTC requires us to substantiate published claims.

You may withdraw permission for future use by emailing enhancedmarket@gmail.com. We'll stop using it in newly created content within 30 days, but cannot recall materials already distributed, cached, or placed in ad platforms.

You are never required to give a testimonial, and giving one is not a condition of any benefit or continued access.

10. Termination

By you. Stop participating any time. This does not cancel amounts owed and does not entitle you to a refund.

By us. Immediately, without refund, if you: materially breach this Agreement or any incorporated policy; harass, threaten, or abuse staff, coaches, or members; share, record, or redistribute Program materials; solicit members for outside programs or investments; provide false information in your application; file a chargeback; fail to pay; engage in conduct we reasonably believe is fraudulent, discriminatory, or unlawful; or use the Program or our materials to compete with us.

We reserve the right to remove any participant whose conduct is disruptive to the learning environment of others.

11. Your Right to Review

Nothing in this Agreement restricts your right to review, discuss, or publicly comment on your experience with TradeProElite LLC or any Program. You may say whatever you honestly believe, including negative things.

The only limits: don't disclose other members' confidential information, don't redistribute copyrighted materials, and don't make statements you know to be false.

12. Disclaimers, Liability, and Indemnification

Sections 15, 16, and 18 of the Terms of Service apply in full.

Additionally: TRADEPROELITE LLC'S TOTAL AGGREGATE LIABILITY ARISING FROM OR RELATING TO ANY PROGRAM WILL NOT EXCEED THE AMOUNT YOU ACTUALLY PAID FOR THAT PROGRAM.

WE ARE NOT LIABLE FOR ANY LOSS ARISING FROM ANY PROPERTY YOU PURCHASE OR DECLINE TO PURCHASE, ANY FINANCING YOU OBTAIN, ANY TENANT YOU PLACE, ANY EVICTION, ANY RENOVATION, ANY PARTNERSHIP, ANY BUSINESS DECISION, OR ANY ACT OR OMISSION OF ANY COACH, PILOT, PEER TEACHER, MEMBER, LENDER, CONTRACTOR, AGENT, PROPERTY MANAGER, OR THIRD PARTY REFERRED THROUGH THE PROGRAM.

You will indemnify, defend, and hold harmless TradeProElite LLC and its members, officers, employees, contractors, instructors, coaches, and pilots from any claim, loss, liability, or expense (including reasonable attorneys' fees) arising from your participation; your breach; any real estate transaction, tenancy, lease, eviction, financing arrangement, or partnership you enter into; your violation of any law including fair housing, lending, licensing, or securities law; your concealment of any material fact from any lender or counterparty; and your interactions with other members.

13. Dispute Resolution and General

Section 17 of the Terms of Service — informal resolution, binding individual arbitration, class action waiver, mass-filing batching, and the 30-day opt-out — applies in full.

Independent contractor. Nothing here creates a partnership, joint venture, employment, agency, or franchise relationship.

Entire agreement. This Agreement, the checkout page terms, and the incorporated policies are the complete agreement. They supersede every prior or contemporaneous statement, including anything said in an ad, webinar, sales video, DM, email, or conversation. You acknowledge you are not relying on any representation not contained in these written documents.

No verbal modification. No coach, salesperson, or staff member has authority to modify this Agreement verbally or by message — including any promise of a refund.

Governing law (New York), venue (New York County), severability, waiver, assignment, notices, and force majeure are governed by Section 19 of the Terms of Service. Your click-acceptance is a valid electronic signature under E-SIGN and UETA.

14. Acknowledgment

By enrolling, you acknowledge that you have read and understand:

1. You are buying education, not results.
2. No income, deal, financing, or return is guaranteed.
3. Results shown in marketing are not typical and most people do not achieve them.
4. Real estate investing can result in total loss of your capital.
5. TradeProElite LLC is not your attorney, CPA, adviser, broker, lender, or fiduciary.
6. You will consult your own licensed professionals before acting.
7. You will disclose all financing to all lenders.
8. ALL SALES ARE FINAL. THERE ARE NO REFUNDS. You are enrolling with full knowledge of that.
9. If you are on a payment plan, you owe the full contract amount regardless of participation.
10. You are financially able to make this purchase without hardship, and you are not enrolling based on an expectation that the Program will pay for itself.
11. Disputes are resolved by individual arbitration unless you opt out within 30 days.
12. Any claim must be brought within one (1) year or it is permanently barred.
13. You are not relying on anything anyone said to you that is not written in this Agreement. If you were told something that contradicts it, do not enroll.
14. Delivery is complete when your access credentials are issued. Not participating does not mean not delivered.

TradeProElite LLC d/b/a Section 8 Educate 228 Park Ave S, PMB 429734, New York, NY 10003-1502 section8educate.net · enhancedmarket@gmail.com